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Our Team

Our Mission Statement

Our mission is to provide superior training and vision concentrated on the note industry that is timely, relevant and accurate and is presented in ways that are easy to comprehend and implement so that it leads to superb results. NoteSchool takes pride in delivering the highest level of note training that produces a path that enables our students to create wealth and a secure financial future. At NoteSchool we are fully committed to educating each of our students to be successful, ethical and responsible leaders in the note industry as well as in their own communities.

Eddie Speed

Personal training from the nation’s most experienced note buyer!

Since 1980, W. Eddie Speed has dedicated his professional life to the seller financing and non-performing note industry. Over the years, he has introduced innovative ideas and strategies that have positively impacted the way the industry operates today.

Eddie founded NoteSchool which is a highly recognized training company specialized in the teaching of buying both performing and non-performing discounted mortgage notes. He is the owner and president of Colonial Funding Group LLC, which acquires and brokers discounted real estate secured notes. In addition, he is also a principal in a family of Private Equity funds that acquires bulk portfolios of notes.

He has been a leader and innovator in the Note Business for over 30 years. He will tell you that those 30 plus years have prepared him for the incredible opportunities of this current real estate market.


Bob Repass

Bob Repass is a 25-year veteran and expert in the seller finance mortgage and distressed asset industry. Over the course of his career, he has purchased over 40,000 performing and non-performing mortgage loans totaling over $2 billion dollars in volume, giving him an unparalleled track record in the industry. Mr. Repass most recently served as the President of Pathfinder Equity Holdings, LLC a mortgage consulting, loan trade advisory and real estate investment firm whose focus is to assist clients in realizing the maximum potential on their investments by improving acquisition returns, as well as loss mitigation and exit strategies.

Mr. Repass entered the seller finance industry in 1992 as National Contract Buyer for Metropolitan Mortgage & Securities Co., based in Spokane, Washington. In 1997, Mr. Repass joined Associates Financial Services in Dallas, Texas as Operational Vice President of its Private Mortgage Operation. In 2001, Mr. Repass joined Bayview Financial Services where as Managing Director his responsibilities included business development, operations, loan servicing and strategic planning. In addition, Mr. Repass was responsible for secondary market execution, focusing on the acquisition and securitization of seller finance and “scratch and dent” mortgage loans. During his tenure at Bayview First Funding, Mr. Repass oversaw the acquisition of more than $1 billion of residential and commercial mortgage loans from banks, mortgage companies, broker/dealers, real estate developers, homebuilders and individual investors.

Mr. Repass currently serves as Managing Director of Colonial Funding Group, where he shares overall responsibility for the management of the firm. In his role as Managing Director, Mr. Repass’ primary focus includes investor relations and regulatory compliance.


Susan D. DeLaGarza

Susan has been in the mortgage industry since 1984. She started her career with Finance America as a Financial Service Representative. The firm was subsequently purchased by Chrysler First, where Susan supervised the administration and lending departments of the company’s Irving, Texas branch. She ultimately managed Chrysler’s liquidation office for the State of Texas, before accepting a transfer to Jackson, Mississippi as Branch Manager. Susan has attended numerous training/enrichment courses pertaining to credit analysis, appraisal review, collections, loan processing, and real estate law.

A Colonial team member since March, 1993, Susan manages Colonial’s loan processing and closing functions. In that role, Susan manages the hand-off of loans from marketing, the actual processing and closing of all individual and small portfolios of loans, as well as the final hand-off of loans purchased for resale.

Susan is well known within the seller-financed note industry and is widely recognized among industry professionals as one of the most knowledgeable and capable closers in the business.

Susan and Jesse, her husband of 30 years, have raised two sons and reside in DFW area.


Joe Varnadore

Investing in his first property at the age of 19, Joe learned the importance of using creative financing to make the deal work. Since then, he has created and brokered more than $30 million in note transactions on residential and commercial properties. As an author, speaker, and trainer for the past 25 years, he believes that there has never been a greater opportunity for real estate investors to use non-performing notes to acquire properties and seller financing to cash out.


Duane Gibbs

Duane Gibbs has enjoyed a 20+ year career in the educational and training field starting in 1990. He has trained and educated tens of thousands of would-be investors and learned at an early age to utilize OPM to catapult his business. He knew the traditional world of corporate politics and cumbersome hierarchy wasn’t for him. He has spent tens of thousands of hours on his education researching new and inventive ways to employ cutting edge strategies. He started investing in real estate in 1991, during his investing career he has been involved with transactions including, but not limited to: mobile homes, buy-fix-sell, campgrounds, R&D of park models and RV parks.

He has worked with innovators of the training/educational field (i.e. – capital acquisition) to develop and create a duplicable system that helps educate students throughout the country and create true generational wealth. He has learned how to sell not only properties, but to sell an idea, to communicate and to sell himself.

He met Eddie Speed in 2006 and quickly realized he found a true pioneer in the industry. He has garnered a great deal of respect from peers and feels greatly honored to be involved with business professionals and industry leaders. Working with Eddie these past years he has learned to streamline his investing goals and acquire a greater understanding of the note business.


Ben Haught

Ben purchased his first investment property and started investing in 2000 and has helped train thousands of people across North America “get into the game.” He left the corporate world in 2005 and began investing full-time when he realized that being an entrepreneur and betting on himself was more to his liking. He acquired a vast knowledge of real estate strategies, and as an author and speaker, has helped thousands become aware of how they can improve their bottom-line by using time proven techniques and strategies. Although he cut his teeth for years on the traditional brick-n-mortar side of real estate, he has chosen to focus on the finance side of real estate as his primary concentration because of the limitless opportunities and resources that are available in the note business.


Andrew Werner

Andrew began his real estate investing career working for his father who was a home builder. He learned the construction side of the business in the trades (tile, framing, carpentry, drywall, etc). In 2000 he began buying properties at the foreclosure auctions and fixing and flipping them. By 2003 he changed his business model from fix-and-flip to a wholesale-only model and scaled into multiple markets.

By 2006 his business was operating in Oregon, Washington, Arizona, Texas, Utah and Idaho and Louisiana. Along with wholesaling properties, he and his partners were also lending to their customers. At it’s peak, the business grew to over $50,000,000 in hard money loans and 1,000 properties bought and sold in one year.

After the market crash, Andrew begin raising capital and buying properties on behalf of himself and other investors. He continues to own rentals, buy and fix and flip, wholesale, build new construction and complete creative finance solutions. He has bought and sold well over 4,000 properties in his career.

Real estate has always been his passion, but even more than that, helping others achieve success in real estate has been his greatest professional joy.

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