How Mitch Stephen Mastered Creative Financing Through NoteSchool

For Mitch Stephen, a veteran real estate investor with over 3,000 seller finance transactions under his belt, the journey to becoming a creative financing expert began in the 1990s when he first connected with NoteSchool founder Eddie Speed. Today, Mitch’s success story exemplifies how NoteSchool’s strategies can transform a real estate investor’s business, especially in challenging market conditions.

Early Real Estate Challenges

Before discovering NoteSchool’s creative financing strategies, Mitch faced the common challenges of traditional real estate investing in San Antonio, Texas. While he was fortunate to be in a market with relatively affordable housing, he recognized the limitations of conventional buying and selling methods.

“I was trying to get these sellers to finance us the properties, and we were going about it all wrong for many years,” Mitch recalls. Like many investors, he initially struggled with finding the right approach to seller financing and creative deal structures.

Let’s hear from Mitch himself:

 

The NoteSchool Turning Point

Everything changed when Mitch connected with Eddie Speed and NoteSchool in the mid-1990s. What drew him to NoteSchool was their practical, proven approach to creative financing and their deep understanding of both the real estate and note business.

Through NoteSchool’s training, Mitch learned innovative strategies that revolutionized his approach to real estate investing, particularly:

  • Tax-advantaged seller financing structures
  • Multiple note strategies for single transactions
  • Advanced negotiation techniques for working with property sellers
  • Creative deal structuring that benefits both buyers and sellers

Implementing NoteSchool Strategies

One of the most valuable lessons Mitch learned through NoteSchool was how to position seller financing as a tax advantage for property sellers. “When you show them how they might avoid that big tax hit, you’re setting yourself up for them to let their light bulb go off,” Mitch explains.

This approach transformed his ability to negotiate deals. Instead of convincing sellers to accept his terms, he learned to present solutions that addressed their primary concerns, particularly around tax implications.

Remarkable Results

The impact of NoteSchool’s training on Mitch’s business has been substantial:

  • Completed over 3,000 seller-financed transactions
  • Developed a systematic approach to creative deal structuring
  • Built a sustainable, scalable real estate investment business
  • Created multiple streams of income through note investments
  • He established himself as a respected voice in the real estate community

The NoteSchool Difference

What sets NoteSchool apart, according to Mitch, is their practical, experience-based teaching approach. “Eddie doesn’t just teach theory – he shares real-world strategies that he’s personally used in over 40,000 note transactions,” says Mitch.

The community aspect of NoteSchool has also been crucial to Mitch’s success. Being part of a network of like-minded investors has provided ongoing support and opportunities for collaboration.

Looking Forward

Today, Mitch continues to apply NoteSchool’s principles in his business, adapting confidently to changing market conditions. He particularly values how NoteSchool’s strategies remain relevant regardless of market cycles.

“In today’s market, with rising interest rates and changing buyer demographics, these creative financing strategies are more valuable than ever,” Mitch observes. “What I learned from Eddie and NoteSchool isn’t just about doing deals – it’s about building a sustainable business that can thrive in any market.”

Advice for Others

For real estate investors considering NoteSchool, Mitch offers this advice: “Don’t be afraid to invest in yourself. I’ve been to many seminars and spent considerable money on education, but every single time I made my money back because I paid attention and took action.”

Your Journey to Real Estate Success Starts Here

Ready to achieve success in note investing? The best time to start is now! Take advantage of the resources below to learn from industry experts, connect with a thriving community, and unlock your full potential in creative real estate financing.

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