Want Your Money Working While You Sleep?

If you’ve ever Googled passive income ideas, chances are you’ve seen the same list recycled over and over: rental properties, dividend stocks, online businesses. But here’s the truth—most of those strategies take a ton of time, a lot of money, or both.

That’s why more and more people are turning to note investing as their go-to passive income strategy. It’s real, it’s scalable, and best of all—you can start with as little as $1,000.

What Exactly Is Passive Income?

Passive income is money earned with minimal effort after the initial setup. It’s income that doesn’t rely on you trading hours for dollars. In theory, it keeps flowing in whether you’re working, traveling, or sipping coffee on your porch.

But in practice? Most passive income ideas are either:

• Too slow to start paying

• Too risky without expertise

• Too expensive to get into

That’s what makes note investing different.

Quick Recap: What Is Note Investing?

Instead of buying real estate and becoming a landlord, note investors buy the debt secured by real estate—and become the bank.

• A borrower pays a mortgage

• You buy the mortgage note (often at a discount)

• The borrower keeps making payments—to you

You earn monthly income, secured by the property, without managing tenants or fixing roofs.

Real Passive Income Ideas (With Real Drawbacks)

Before we dive deeper, here are the most common passive income ideas people chase—and why they often fall short:

Rental Properties

✅ Monthly rent income

❌ Repairs, tenants, vacancies

Dividend Stocks

✅ Stable companies, low effort

❌ Requires $100K+ for real returns

Online Courses or E-books

✅ Huge upside potential

❌ High upfront effort, marketing required

Airbnb Hosting

✅ Short-term profits

❌ Active management, legal hurdles

Affiliate Marketing

✅ Low barrier to entry

❌ Traffic and trust are hard to build

Here’s the Passive Income Idea That Changes the Game

Note investing combines the reliability of real estate with the cash flow of owning the debt. And thanks to strategies like partial notes, it’s entirely possible to start with just $1,000.

That’s not hype—it’s happening right now.

Meet Emily & Adam: From $1,000 to $6,000/Month

Emily and Adam were new to note investing. They had no experience, limited capital, and a major income disruption.

So they started with a $1,000 partial note deal after going through NoteSchool’s training. That first deal unlocked over $30,000 in future cash flow.

Within 3 months:

• They closed 5 deals

• Invested a total of $5,000

• Secured over $150,000 in future payments

By month six, they were bringing in $6,000/month in passive income—and still scaling.

Yes, You Can Start with $1,000

Note investing isn’t just for the wealthy. At NoteSchool, we’ve helped everyday people:

• Start with $1,000 to $5,000

• Use self-directed IRAs to grow tax-advantaged income

• Structure deals that work around their schedule and budget

Our founder, Eddie Speed, has completed over 50,000 deals, and created a roadmap that beginners can follow step-by-step—even if they’ve never invested before.

How Does the Money Flow Work?

When you buy a note:

A licensed servicer collects payments from the borrower

Payments are deposited directly into your account

You collect interest, just like a bank

And because you own the paper—not the property—you avoid the typical real estate headaches.

Why Note Investing Is the Ultimate Passive Income Idea

✅ Low capital requirements
✅ Real estate-backed = secured investment
✅ Monthly cash flow
✅ Scalable (start small, grow big)
✅ Location-independent
✅ Truly passive with the right training and servicer

Your Journey to Financial Freedom Starts Here

Ready to achieve financial freedom using real estate? The best time to start is now! Take advantage of the resources below to learn from industry experts, connect with a thriving community, and unlock your full potential in creative real estate financing.

Your journey toward financial freedom begins today—don’t wait to take the next step!

Whenever you’re ready… here are 4 ways we can help you start your journey into note investing: